Media liability insurance,
mapped for creators.
An independent, source-backed directory of media liability insurance providers, built for musicians, podcasters, YouTubers, filmmakers, and indie labels. Learn what the coverage is, who insurers write it for, and which providers offer it, with every claim tied to a citable source.
Educational content only. This directory does not sell insurance, offer quotes, or give advice.
One place to understand media liability insurance
Media liability insurance is a specialized coverage for the legal risks of creating and distributing content: defamation, copyright and trademark infringement, invasion of privacy, and related claims. It is usually sold as a form of errors and omissions insurance, and the providers that offer it are scattered across the specialty insurance market.
This directory gathers those providers in one place. Each profile is built only from the provider's own public materials, product pages, policy forms, and applications, and every page ends with a list of the sources it relies on.
- 8 verified provider profiles, each tied to a current first-party product page or filing
- Plain-language explainers on what the coverage is and who insurers write it for
- A sourced glossary of the terms you will meet on applications and policies
- No quotes, no applications, no advice, educational content only
Who needs it
Five creator audiences, each with its own breakdown of how insurers describe their exposures. These pages are educational; whether coverage makes sense for you depends on your activities.
Musicians
Releases, videos, lyrics, and samples put recorded music in front of media liability exposures.
Learn morePodcasters
Spoken-word publishing reaches large audiences, and several insurers name podcasters directly.
Learn moreYouTubers and creators
Video, streaming, and social publishing are named classes on multiple media liability products.
Learn moreIndie filmmakers
Production and distribution carry film and entertainment E&O exposures insurers underwrite by name.
Learn moreIndie labels
Releasing other artists' work adds another layer of content risk to the business.
Learn moreAll audiences
See the full breakdown for every audience in one place.
View pageFeatured providers
A selection from the directory. Each profile summarizes what the provider's own materials say, with links to the primary sources.
Beazley
Media liability for publishers, broadcasters, influencers, creators, and film and TV E&O
View profile ProviderChubb
MediaGuard: E&O for traditional and non-traditional media organizations
View profile ProviderKinsale
Media liability for broadcast, digital, print, and visual media risks
View profile ProviderPhiladelphia Insurance Companies
Media liability endorsements for producers, distributors, publishers, and broadcasters
View profileSongSure
SongSure is a pre-launch insurance agency built for musicians and creators. This directory is an independent educational project; SongSure's featured placement here is a house listing, not an editorial ranking. Join the waitlist to hear when SongSure opens.
Quick answers
Short, sourced answers to the questions creators ask most. The full FAQ covers claims-made versus occurrence forms, defense costs, how the coverage is sold, and more.
What is media liability insurance?
It is a specialized form of errors and omissions insurance for the risks of creating and distributing media content. Hiscox titles its product “Media Liability Insurance Coverage,” and Chubb describes its MediaGuard as an errors and omissions solution for traditional and non-traditional media organizations.
Who is it for?
Insurers describe offerings aimed at publishers, broadcasters, content creators, influencers, podcasters, filmmakers, and studios. Kinsale, for example, lists podcasters, recording studios, vloggers, and influencers among its target classes.
Is this directory a recommendation?
No. Listings are informational only, based on each provider's own public materials, and are not endorsements. Coverage depends on the policy as issued, not on any summary here.
What this page relies on
- [1] Hiscox media liability product page: https://www.hiscox.com/brokers/media-liability
- [2] Chubb US MediaGuard page: https://www.chubb.com/us-en/business-insurance/mediaguard.html
- [3] Kinsale professional media liability product page: https://www.kinsaleins.com/products/professional-lines/professional-liability-media/
- [4] Markel product announcement, May 2026: https://www.newswire.ca/news-releases/markel-expands-professional-liability-offerings-with-new-media-and-entertainment-coverage-options-849825686.html